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We are privileged to work with thousands of hard working family - run businesses running super markets, dairy stores, gas stations, Taxi, Truck and Courier owner operators, bars, pubs, cafes, auto workshops, building contractors, professionals and service providers.

Do You Need A Excess Insurance?

Insurance Excess

If you ever need to make a claim, your Excess Insurance will cover some or all of the cost of your excess. Excess Insurance is an optional insurance policy that protects you against any excess charges.  

We trust the most noticeably awful doesn't occur. Be that as it may, on the off chance that it does, we're here for you when you have to guarantee - we don't need you let well enough alone for pocket. When you buy a insurance it’s typically sold with an excess. It’s what you need to pay towards the cost of a claim you make with your insurer.  

It is made up of two parts; the compulsory excess that is set by your insurer and the voluntary excess, which you pay to pay on top.  

Your free Excess Insurence from us takes care of these expenses, up to some amount. For example if your total excess is $300, you’ll pay this to your insurer, and afterward we'll refund you $250.

Having a full comprehension of policy excess makes it a lot simpler to get your head around what CLAIMYEXCESS is and how it works.

CLAIMYEXCESS keeps running nearby your standard insurance policy and reimburses you for the excess you need to pay on your standard insurance should you have to make a claim. The amount you are secured for is pre-agreed depending on your needs.

Basically you have to make two cases. You make a claim on your standard insurance and pay your excess in advance, and afterward you notify CLAIMYEXCESS with supported documents as a proof to get your Excess Reimbursed.

In Excess Insurance the main benefit to having CLAIMYEXCESS is the investment funds. You won't possibly set aside cash when you make a claim on your insurance and get your excess back, yet you could likewise observe your premiums lowered if you have opted for a higher voluntary excess on your standard insurance policy.

Our team's hands on experience in bespoke insurance solutions and claim handling makes us #1 preferred choice with businesses and individuals NZ wide.