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Excess Reimbursement Insurance for Car Hire

Excess  Reimbursement  Insurance

Reimbursement Cover: if the rental car is stolen or harmed, the rental car company will charge your credit cards for the excess or gap amount. You can then claim for reimbursement under your ClaimyExcess Vehicle Excess Insurance policy. Your claim will be prepared receiving completed documentation.

Obviously, there's dependably the choice of purchasing your rental insurance directly through the car rental company. This is something they will really urge you to do. It's a straightforward solution since you can do it comfortable counter. Be that as it may, that does not really mean it is the best solution. The expense of the insurance through the company is costly, and could be near the expense of the rental itself, which could double your overall expenditure. When you purchase insurance through the rental company, you ought not feel that it will naturally take care of the whole expense of harm or theft. See what you're deductible or excess will be. It tends to be in the thousands by and large and frequently you have to purchase the buy the premium coverage option to be completely secured and reduce your excess to zero.

Most of car rental agreements will include in their price mandatory insurance cover for Collision Damage Waiver (CDW) and Third Party Liability (TP). In case of harm or robbery of the rental vehicle, car rental companies will charge you an excess; this is the amount you are responsible for paying towards repair costs.

How does excess reimbursement insurance work?

Excess reimbursement insurance is a voluntary insurance, which is valuable if there is an excess applicable to your car hire. The cover applies to the individual, so you are secured, regardless of whether you change the car hire company or the type of car that you have hired.

It is intended to reimburse the excess or repair costs you need to pay under the terms of the rental agreement after damage to the rental vehicle. The reimbursement of the excess is subject to the exclusions detailed in the policy wording.

Purchase Process

You can buy this insurance through our online quote and buy platform on  . The policy can be bought up to 364 days in advance, right up to before you collect the rental vehicle.

You can choose to buy either: a yearly policy, which will give cover to multiple hires all through the time of cover; or a day by day strategy, which will give cover explicitly to the days that you ask for it.
During the quote and buy process you will be asked a number of questions. These will include basic information such as:
1.            the details of the lead driver on the rental agreement
2.            the policy start date and time 
3.            if it is a Daily policy, how many days you require cover for. This information will be utilized to make the policy  statement. Please ensure that the information provided is the same as those detailed in the car rental agreement. 

Our team's hands on experience in bespoke insurance solutions and claim handling makes us #1 preferred choice with businesses and individuals NZ wide.