Vehicle used for carrying passenger for Fare or goods come under this category. In view of the stringent assignment and long travel insurance premiums and the Excess for these vehicles are higher and insured under a separate cover. Off late vehicles used in ride sharing and for technology platform /startup like uber, cabchooze, Zoomy also fall in this category.
Our CLAIMYEXCESS reimburses your Taxi/Courier Insurance Excess ,if a claim happens due to an accident and later followed by the successful settlement of a claim.
Once YOUR related lead/main insurance company settles the claim after deducting an Excess (which normally can be $1000 or more), at the absolute discretion of APPSOFT LTD and its terms and conditions, CLAIMYEXCESS cover pays You the deducted Excess for that risk - up to the arrived amount derived from YOUR risk selection ( stated in the Confirmation of Cover ‘CoC’ issued by Us).
In General, Motor vehicle insurance can cover you against accidental loss of or damage to your motor vehicle, up to its.
Market Value (what your vehicle is worth just before the damage occurs)
Taxi/Courier vehicle insurance can also cover you against any damage you might cause to someone else's vehicle or property.
Uninsured Motorist Extension
New Zealand motor insurers generally include an uninsured motorist extension, or innocent party protection, in their policies. Under the terms of this extension, the insurer will waive the policyholder's excess and maintain their no claims discount if the vehicle is damaged by an uninsured driver — provided the uninsured driver can be identified and they acknowledge their involvement in the accident.
In General, Taxi/Courier insurance can cover you against accidental loss of or damage to your motor vehicle and accessories like Taxi Meter, GPS, signage, Cameras, etc. fitted into the vehicle up to either its