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We are privileged to work with thousands of hard working family - run businesses running super markets, dairy stores, gas stations, Taxi, Truck and Courier owner operators, bars, pubs, cafes, auto workshops, building contractors, professionals and service providers.

Taxi Insurance

taxi-insurance

Taxi Insurance is used for business purposes. It is used for ferrying passengers in Taxis. The vehicles are used extensively on a day-to-day basis to help the business grow. Taxis are no longer budget cars. Today, we see sedans and other high-end cars operating as Taxis. The non-stop functioning of Taxis and other commercial vehicles on a daily Basis increases the intensity of risks like accidents and damage from Natural or Man Made Calamities. These risks can cause serious damage to the vehicle resulting in downtime and huge repair costs. Paying for such repairs can hamper your financial planning for your business and decrease your profit margin and you may even suffer a loss. A Taxi Insurance policy from ClaimyExcess can assist in managing your risk.  To safeguard yourself and your business, it is highly recommended to opt for a comprehensive cover for your Taxi.  


Types of
Taxi Insurance:
Tailored cover (comprehensive)
Third party cover  

Tailored cover (comprehensive) key benefits:
 

Windscreen or window glass: If your windscreen, window glass or sunroof is accidentally damaged, we'll pay for the repair or replacement and you won’t be charged an excess or lose your no claims bonus.  

Employees vehicle: Up to $50,000 cover for loss or damage to your employees vehicles that are being used in connection with your business, where their personal car insurance does not apply.    

Additions and deletions: You have cover for up to $100,000 for an additional vehicle you own from the date you buy it, as long as you let us know within 30 days.  

Invalidation cover: If an accident occurs when your vehicle is being driven without your knowledge or consent, we may cover you.  

Goods in transit: If your vehicle suffers loss by fire, collision, overturning or impact, we’ll cover loss or damage to your property you are carrying in the vehicle at the time, up to $5,000.  

Liability protection: Up to $2,000,000 for your legal liability for claims made against you if your vehicle causes accidental damage to someone else’s property.  

No-claims and no-blame bonus: If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident, can identify the other party, and that other party was more than 50% at fault.  


Third party cover key benefits:
 

Liability protection: Up to $2,000,000 for your legal liability for claims made against you if your vehicle causes accidental damage to someone else’s property.  

No-claims and no-blame bonus: If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident, can identify the other party, and the other party was more than 50% at fault.

 

Taxi Insurance Renewal Tips:

Coverage:
 Ensure you have the right coverage for your Taxi Insurance. It is always recommended to get Comprehensive Insurance for your Taxi for complete peace of mind and sustainability of the business.
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Insured Declared Value: Ensure you choose the correct IDV in your Taxi Insurance policy, as, in case of Total Damage or Theft, it will pay you the correct price of your vehicle.
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Cashless Garage network: Ensure the garage of your choice is listed on the cashless garage network of your insurance policy so you can conveniently get your car repaired in case of a claim.
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Add-ons: Choose your add-ons wisely so it helps to enhance the overall protection cover for your taxi.
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Discounts: Make sure you are aware of the discounts that are available or on offer so you get a good deal on your Taxi Insurance premium.

Deductibles: Choose the deductible wisely in your taxi insurance, so that it does not burden you at the time of claim.
 

Benefits of getting Taxi Insurance through
ClaimyExcess:

 Compare Industry Best Insurers: Get to compare the plans offered by the industry’s finest insurers and get the right coverage for an affordable premium.  


Unbiased Expert Advice
: Our team of experts help you pick the right insurance for your commercial car or Taxi as per your needs and requirements. They give you unbiased advice, which helps in buying Taxi Insurance easily.


Post-Sales Assistance:
Our service managers assist you with any concern or issue regarding your Taxi Insurance policy. Confused about some clause? Need something changed? Want to file a claim? We are always here to help.


Express Claims Services for Free:
Taxi damaged? No more waiting for days to get it back on the roads or make your business suffer. Our Express Claims Service guarantees 3-day car repairs and claims settlement. Just give us a call or visit our website ClaimyExcess, and we’ll do the rest.

Our team's hands on experience in bespoke insurance solutions and claim handling makes us #1 preferred choice with businesses and individuals NZ wide.