Our CLAIMYEXCESS reimburses your Vehicle Insurance Excess, if a claim happens due to an accident and later followed by the successful settlement of a claim.
Once YOUR related lead/main insurance company settles the claim after deducting an Excess (which normally can be $500/$1000 or more), at the absolute discretion of APPSOFT LTD and its terms and conditions, CLAIMYEXCESS cover pays You the deducted Excess for that risk - up to the arrived amount derived from YOUR risk selection ( stated in the Confirmation of Cover ‘CoC’ issued by Us).
Motor vehicle insurance can also cover you against any damage you might cause to someone else's vehicle or property.
Uninsured Motorist Extension
New Zealand motor insurers generally include an uninsured motorist extension, or innocent party protection, in their policies. Under the terms of this extension, the insurer will waive the policyholder's excess and maintain their no claims discount if the vehicle is damaged by an uninsured driver — provided the uninsured driver can be identified and they acknowledge their involvement in the accident.